- golf@lendworkz.com
- (813) 299-3320
Tampa Bay mortgage lender — get a real rate quote in 24 hours
Lendworkz LLC is headquartered at 18711 N Dale Mabry Hwy in Lutz, which makes Lutz Golf Phuphanich’s home market. If you are buying in Lutz, Land O’ Lakes, or the Van Dyke and Cheval corridors, you are working with a lender who knows the neighborhoods, the HOA and CDD structures, and which lenders price these files well.
Yes. Lendworkz LLC is located at 18711 N Dale Mabry Hwy, Lutz, FL 33548. Call or text (813) 299-3320.
Both — the city straddles the county line, which affects taxes, loan limits, and assistance program eligibility. It depends on the specific address.
A Community Development District assessment funds infrastructure in newer communities. It is a real recurring cost and it counts against what you can qualify for, so it belongs in your preapproval numbers.
It depends on the program — FHA can work for many buyers in the 580–620 range depending on lender overlays, and conventional generally wants higher. Golf matches the file to whichever lender’s guidelines fit.
Golf Phuphanich brings years of hands-on mortgage experience, honest advice, and a personal commitment to every client guiding you from the first call straight through to closing day.
Golf secures the most competitive mortgage rates available saving you money every month and over the full life of your loan.
Golf offers free, no-obligation consultations to every client so you can explore your options without any pressure or upfront cost.
Golf monitors your loan long after closing keeping you informed about refinancing opportunities and market changes that could benefit your financial future.
Golf is always available to answer your questions providing dedicated, around the clock support throughout every stage of your mortgage journey.
Many newer Lutz and Land O’ Lakes communities carry Community Development District assessments on top of HOA dues and property taxes. These are real monthly dollars and they affect what you qualify for — they need to be in the numbers from day one, not discovered during underwriting.
Lutz sits across the Hillsborough and Pasco county line. That affects property tax rates, FHA and conforming loan limits, and down payment assistance eligibility. The address matters, not the city name.
Conventional and HomeReady for the newer subdivisions, FHA for buyers still building credit, VA for MacDill-area families who want more square footage than South Tampa offers, and jumbo for the larger Cheval and Lake Fern properties.
Golf Phuphanich works with buyers and homeowners throughout Tampa Bay from the Lendworkz LLC office in Lutz, FL: Tampa, South Tampa, Lutz, Wesley Chapel, Land O’ Lakes, Carrollwood, Westchase, Brandon, Riverview, New Tampa, and the surrounding Hillsborough, Pasco, and Pinellas county communities.
Call or text Golf at (813) 299-3320, or email golf@lendworkz.com. Golf Phuphanich — Broker NMLS #291838 | Lendworkz LLC NMLS #2780991. Equal Housing Opportunity.
